Car Loan in Hyderabad
Compare and apply for a car loan in Hyderabad with a local LoanServ advisor.
Car Loan
- Indicative rate
- 8.7% – 13.0% p.a.
- Loan amount
- ₹1,00,000 – ₹1,00,00,000
- Serving
- HITEC City, Gachibowli, Madhapur
Looking for a car loan in Hyderabad? LoanServ is a local DSA facilitator helping Hyderabad borrowers compare and apply for a car loan across 30+ banks and NBFCs. From HITEC City to Gachibowli, our advisors bring the paperwork to your doorstep and match you to lenders whose eligibility fits your profile — at indicative rates from 8.7% p.a.
A car loan is a secured loan that lets you drive a new vehicle home while spreading its cost over comfortable monthly EMIs, with the car itself serving as collateral until the loan is repaid. Because the lender holds a hypothecation charge on the vehicle, interest rates are considerably lower than unsecured personal loans, and lenders are willing to fund a large share — often 85 to 100 percent — of the ex-showroom or even on-road price. For many buyers, financing preserves savings for emergencies while still letting them own the car they want.
Whether you live or work in HITEC City, Gachibowli or Madhapur, we know which Telangana lenders move fastest for a car loan and how to present your application cleanly. There's no fee to you — as a DSA, LoanServ is paid by the lender only when your loan is disbursed. Approval and final terms always rest with the bank or NBFC.
Why Hyderabad borrowers choose us
- High funding. Finance up to 90 to 100 percent of the ex-showroom or on-road price.
- Low secured rates. The car acts as collateral, keeping interest well below unsecured loans.
- Fast dealership approval. On-the-spot offers from tied-up banks and NBFCs speed up the purchase.
- Flexible tenure. Choose 1 to 7 years to balance EMI size against total interest.
Who can apply in Hyderabad
- Indian resident aged 21 to 65 years.
- Salaried with steady income or self-employed with regular business earnings.
- Minimum income threshold set by the lender, commonly Rs 20,000 net per month.
- Employment or business continuity as specified by the lender.
- CIBIL score of 700 or above for the best rates.
Car Loan EMI & eligibility in Hyderabad
Monthly EMI
₹21,100
- Principal
- ₹10,00,000
- Total interest
- ₹2,65,984
- Total payable
- ₹12,65,984
Year-by-year breakdown
| Year | Principal | Interest | Balance |
|---|---|---|---|
| 1 | ₹1,63,335 | ₹89,865 | ₹8,36,665 |
| 2 | ₹1,79,902 | ₹73,298 | ₹6,56,763 |
| 3 | ₹1,98,150 | ₹55,050 | ₹4,58,613 |
| 4 | ₹2,18,248 | ₹34,952 | ₹2,40,365 |
| 5 | ₹2,40,365 | ₹12,815 | ₹0 |
See the full Car Loan guide or explore all loans in Hyderabad.
Car Loan in Hyderabad — FAQs
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LoanServ is a loan facilitator / DSA and not a lender or bank. Loan approval and terms are at the sole discretion of partner banks/NBFCs.