Bank · July 2026

HDFC Bank — loan offers

HDFC Bank is one of India's largest private-sector banks, serving crores of customers across retail and corporate segments. It is known for quick digital lending journeys and a wide branch network spanning metros to smaller towns. Its retail loan book covers everything from unsecured personal credit to long-tenure home finance.

Updated July 2026 Indicative figures

HDFC Bank

Bank

Rates from

8.8%

per annum · indicative

5 products

July 2026 rates

Indicative HDFC Bank rates & fees

LenderProductInterest (p.a.)Processing feeTenureForeclosureSource
HDFC BankHome Loan8.83% – 10.75%Up to 0.50% + GSTUp to 30 yearsNil for floating-rate individual borrowersLender
HDFC BankLoan Against Property9.12% – 14%Up to 2% + GSTUp to 15 yearsUp to 4% + GST (after lock-in)Lender
HDFC BankCar Loan9.29% – 13%Up to 2% + GST12–84 monthsUp to 4% + GST (after lock-in)Lender
HDFC BankPersonal Loan10.5% – 24%Up to 2% + GST12–72 monthsUp to 4% + GST (after lock-in)Lender
HDFC BankBusiness Loan14.58% – 26%Up to 2% + GST12–60 monthsUp to 4% + GST (after lock-in)Lender

IndicativeRates & fees are indicative, last updated July 2026. Confirm current terms with the lender before applying.

LoanServ is an authorised DSA and is not affiliated with, or an official channel of, HDFC Bank. All figures are indicative and sourced from public information; confirm current terms directly with the lender.

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