Kotak Mahindra Bank — loan offers
Kotak Mahindra Bank is a private-sector bank with a reputation for customer-friendly digital banking. Its lending range covers unsecured personal loans through to home and vehicle finance with flexible tenures. The bank frequently offers balance-transfer and top-up options to existing loan customers.
Kotak Mahindra Bank
BankRates from
8.7%
per annum · indicative
4 products
Indicative Kotak Mahindra Bank rates & fees
| Lender | Product | Interest (p.a.) | Processing fee | Tenure | Foreclosure | Source |
|---|---|---|---|---|---|---|
| Kotak Mahindra Bank | Home Loan | 8.69% – 10.75% | Up to 0.50% + GST | Up to 30 years | Nil for floating-rate individual borrowers | Lender |
| Kotak Mahindra Bank | Car Loan | 8.83% – 13% | Up to 2% + GST | 12–84 months | Up to 4% + GST (after lock-in) | Lender |
| Kotak Mahindra Bank | Personal Loan | 10.83% – 24% | Up to 2% + GST | 12–72 months | Up to 4% + GST (after lock-in) | Lender |
| Kotak Mahindra Bank | Business Loan | 14.48% – 26% | Up to 2% + GST | 12–60 months | Up to 4% + GST (after lock-in) | Lender |
IndicativeRates & fees are indicative, last updated July 2026. Confirm current terms with the lender before applying.
Kotak Mahindra Bank products
LoanServ is an authorised DSA and is not affiliated with, or an official channel of, Kotak Mahindra Bank. All figures are indicative and sourced from public information; confirm current terms directly with the lender.
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